Credit Rating Summary

Credit Rating Summary

As of Jan 31, 2023

Synchrony Financial Control Control
Control S&P* FITCH
Senior Debt BBB- BBB-
Subordinated Debt BB+ BB+
Preferred Stock BB- B+
Outlook Stable Stable
Synchrony Bank Control Control
Control S&P* FITCH
Senior Debt BBB BBB-
Outlook Stable Stable