Name of Subsidiary | Jurisdiction of Organization | |||||||
| CareCredit LLC | California | |||||||
| Loop Commerce, LLC | Delaware | |||||||
| Pets Best Insurance Services, LLC | Idaho | |||||||
| Retail Finance Credit Services, LLC | Delaware | |||||||
| Retail Finance International Holdings, Inc. | Delaware | |||||||
| Retail Finance Servicing, LLC | Delaware | |||||||
| RFS Holding, Inc. | Delaware | |||||||
| RFS Holding, L.L.C. | Delaware | |||||||
| Sherman Clay & Co., LLC | Delaware | |||||||
| Synchrony Bank | United States | |||||||
| Synchrony Financial Canada | Ontario | |||||||
| Synchrony Financial Canada Company | Nova Scotia | |||||||
| Synchrony Global Services Philippines, Inc. | Philippines | |||||||
| Synchrony Holding Company | Nova Scotia | |||||||
| Synchrony International Resource Management, LLC | Delaware | |||||||
| Synchrony International Services Private Limited | India | |||||||
| Synchrony Lending, Inc. | Delaware | |||||||
| Synchrony Sales Finance Holding, LLC | Delaware | |||||||
| Synchrony Card Funding, LLC | Delaware | |||||||
Securitization Trusts Without taking a position as to whether they are “subsidiaries” within the meaning of Rule 405, the following securitization entities are consolidated within the Company’s financial statements: | ||||||||
Name of Trust | Jurisdiction of Organization | |||||||
| Synchrony Credit Card Master Note Trust | Delaware | |||||||
| Synchrony Sales Finance Master Trust | Delaware | |||||||
| Synchrony Card Issuance Trust | Delaware | |||||||