Exhibit 21.1



List of Subsidiaries
 
 
 
 
Name of Subsidiary
 
Jurisdiction of Organization
 
 
GPShopper, LLC
 
Delaware
 
 
CareCredit LLC
 
California
 
 
Retail Finance Credit Services, LLC
 
Delaware
 
 
Retail Finance International Holdings, Inc.
 
Delaware
 
 
Retail Finance Servicing, LLC
 
Delaware
 
 
RFS Holding, Inc.
 
Delaware
 
 
RFS Holding, L.L.C.
 
Delaware
 
 
SRT Holding, LLC
 
Delaware
 
 
 
Synchrony Bank
 
United States
 
 
Synchrony Financial Canada
 
Ontario
 
 
Synchrony Financial Canada Company
 
Nova Scotia
 
 
Synchrony Global Services Philippines, Inc.
 
Philippines
 
 
 
Synchrony Holding Company
 
Nova Scotia
 
 
 
Synchrony International Resource Management, LLC
 
Delaware
 
 
 
Synchrony International Services Private Limited
 
India
 
 
 
Synchrony Lending, Inc.
 
Delaware
 
 
 
Synchrony Sales Finance Holding, LLC
 
Delaware
 
 
 
Synchrony Card Funding, LLC
 
Delaware
 
 
 
Synchrony Financial Services Puerto Rico, LLC
 
Delaware
 
 
Securitization Trusts
 
Without taking a position as to whether they are “subsidiaries” within the meaning of Rule 405, the following securitization entities are consolidated within the Company’s financial statements:
 
Name of Trust
 
Jurisdiction of Organization
 
 
Synchrony Credit Card Master Note Trust
 
Delaware
 
 
Synchrony Sales Finance Master Trust
 
Delaware
 
 
 
Synchrony Card Issuance Trust
 
Delaware